Frame exists because the money that moves the world still runs on rails built for paper ledgers. We are building the settlement layer that institutions can actually trust — fast enough for software, auditable enough for a bank.
Correspondent banking is slow, opaque, and expensive by construction. Our mission is to replace it with a single programmable settlement layer that is faster, cheaper, and verifiable by design — where compliance is how transfers happen, not a check they pass afterward.
Who we are
Frame was founded by operators who’ve spent decades inside the financial system at payment processors, exchanges, banks, and protocol companies. We know where legacy infrastructure’s shortcomings are.
Payment infrastructure engineers who've processed billions in transactions
Protocol architects who understand institutional requirements
Compliance experts who've navigated global regulatory frameworks
Former treasury and finance operators who've felt these pain points firsthand
Values
We believe financial institutions and enterprises should have more control over how money moves — without relying on fragmented, outdated systems.
Security, compliance, and transparency are not add-ons. They are built into the foundation of everything we create.
Payments should settle in minutes, not days. We build infrastructure that keeps pace with how modern companies actually operate.
From cost to complexity to reconciliation, we look for ways to remove unnecessary friction from every step of the payment flow.
We are not asking businesses to abandon the systems they rely on. We build technology that works with existing financial infrastructure while opening the door to what comes next.
We believe payments can be programmable, intelligent, and adaptive — giving teams better visibility, better routing, and better outcomes at scale.
Our leadership team
Founder & Chief Executive Officer
Founded Frame; leads commercial strategy, capital formation, and banking-partner relationships. Previously co-founded Merchant Broker Inc. (2012, acquired by AMCS in 2022) and served as AMCS Global Head of Payments. Founded APG Pay, which was acquired by Frame. Bachelor of Commerce, Ryerson.
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Chief Technology Officer
Architect of Frame's technical platform — the settlement engine, custody architecture, SecLog, and the broader frame-platform. Previously Acting CTO and VP of Engineering at Blockdaemon (2019–2023), scaling engineering from 9 to 200 people through a $3.25B valuation. Twelve years in the Royal Marines Commandos.
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Chief Operating Officer
Leads Frame's operations across banking-partner integrations, compliance posture, and the regulatory roadmap. Previously Chief Operating Officer of Curve, the fintech super-app, and a senior executive at American Express across two decades in payments and financial services.
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Chief Strategy Officer
Drives Frame's commercial strategy across banking, treasury services, and payment-platform partnerships. Previously Chief Strategy Officer and Chief Revenue Officer at Fortris, and Enterprise Sales Director at Circle — bringing a decade of enterprise sales and revenue leadership across digital-asset payments and fintech.
Connect on LinkedInOur advisory council
Frame is supported by a council of advisors with backgrounds in banking, payments, regulation, and infrastructure engineering. The roster will be published in full alongside the Series A announcement.
Three forces have arrived at once. For the first time, the regulation, the demand, and the technology all point the same way.
Stablecoin and digital-asset frameworks are landing across the US, EU, UK, and Canada — giving regulated institutions a defensible path to adopt on-chain settlement.
Banks, PSPs, and treasury teams are actively looking to cut the cost and delay of cross-border settlement without abandoning the controls they are accountable for.
Custody, signing, and verifiable-ledger technology have matured to the point where atomic settlement across fiat and blockchain rails is operationally real, not theoretical.
Frame is infrastructure, not a bank. We do not custody customer funds, issue stablecoins, or operate as a money-services business — those regulated activities sit with our licensed banking partners. Frame builds and runs the software that makes the money move, under the partner's regulatory umbrella. The split is deliberate, and it is what lets a regulated institution adopt programmable settlement without re-papering its licences.
We are hiring across engineering, compliance, and commercial. If you have worked inside payments, banking, or protocol infrastructure and want to fix it at the foundation, we want to talk.
For partnerships, banking integrations, or press, reach the team directly. For a hands-on look at the platform, start a sandbox.
